This has been an amazing year so far. Both personally, financially and websitely (not a word, but it should be). Still there is something extra special in getting to share this with you.I’m very proud and excited to announce that we are officially mortgage free! This has been a huge step forward in our Family Money Plan. It’s also the conclusion of our last 5 ended up being 6 year plan.
(If you are looking for a more in-depth guide I invite you to check out our Guide: How to Hack Your Mortgage and Save $1,000’s )
6 Years of Continuous Action Taking
After 6 years of dedication and planning and revising the same spreadsheet over and over again we are finally mortgage free. It’s been a very happy last couple of days for us. We have been working at this for so long. Driving down to the bank, to put down our last extra payment amount was exciting. I’ve had a permanent grin on my face the entire weekend. I even did “WOOHOO!” scream at the top of my lungs when I got outside the bank. Much to the shock of a few people walking buy.
It feels so good to have this financial marker checked off
In a lot of ways accomplishing this is why I started this site. Over the past 6 years we have been hacking away at our debt. I didn’t want to start a site until I knew what I was doing was worthwhile to share. The last thing I wanted to do was lead anyone down a path that ended nowhere.
Not that the past hasn’t been share-worthy, it’s just been a different focus.
When I first brought up the idea with my wife, I could tell it was hard to understand. We had two little kids, one income at the time, a brand new house, and honestly no idea if what we were going to set out to do was the right thing, let alone feasible.
Looking back it seemed impossible in the beginning, but decided to do it anyways. Like anything new when you start out its hard, but we kept working at it. Over time the hard things got easier, and then they became habit. It all boiled down to making some new money habits. Anyone can do it. I’m just a regular guy with a very awesome and encouraging wife. Together we set our goal and kept at it.
There have been a lot of sacrifices over the past 6 years. Looking back on all of them, I can safely say they have been worth it.
To my beautiful wife I say “Thank you for seeing this crazy idea of ours through. I promised it would be worth it in the end.”
She couldn’t agree more, it’s definitely worth it.
Mortgage Free – The New Frontier
I’ll detail every thing in the next post on how we did it and our logic around everything. Next up is the getting rid of the car payments and then we are completely debt free.