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How To Start A Personal Finance Blog

If you have been reading personal finance sites you will start to see a common theme emerge. They all seem to get better with their money over time. That’s why it may be a good idea for you to start your own personal finance blog. This post will show you how to start a personal finance blog.

Many of the bigger personal finance bloggers today started out terrible with their money. But by starting a blog they decided to hold themselves accountable. The result for many of them has been life changing.


Should you start a personal finance blog?

I think everyone should start a blog, whether it’s personal finance or otherwise. There is a lot of good that can happen from sharing your story.

If you are sitting there and still wondering, “Should I start a personal finance blog? Who wants to hear about my story?” The answer is: Yes! and Me! And a lot of other people like me.



Because it’s nice to know I’m not alone. It’s nice to get a new take on something that is as important as money.

If you will let me indulge myself for a second, when I started my site, I didn’t really know what I would write about. A few months in we paid off our mortgage and I thought, “Maybe I should share this?”. That single story has helped many people than I know and many more that I may never get a chance to know.

People have thanked me repeatedly for sharing my story, they never thought that mortgage freedom was a possibility. Now they have a direction.

Now back to you, this is your story. You come to this with your own experience and lessons. We haven’t seen it all yet, because we don’t know your story.

So before we dive in there is a few things you should think about first.

Who is Your Audience

The first thing you should start to think about is who is your audience. While you are the one sharing your personal financial journey and lessons learned (and are still learning). You need to keep an audience in mind.


Because that’s who will keep coming back. My audience is people ages 24-44 who are in a relationship and wanting to improve their finances. I don’t write about some topics, like bankruptcy, because I know nothing about it. But if you have gone though any kind of financial success or hardship, people will want to know about it.

Because it’s way easier to learn from an online friend than it is to read it in a book.

If you are wondering what type of story to write about here are some personal finance blog ideas.

Getting out of debt

Buying your first house

Buying your first car

Getting your first job

Learning how to save

Learning how to invest

Learning how to budget

Learning how to budget for a family

Learning how to budget for a family on one income

Learning how to budget for a family with kids

Learning how to cut your grocery bill

Learning how to build a better life

Learning how to grow your net worth

How to retire

How to retire early

How to earn income in your spare time doing what you are good at.

That’s just a few things. There is no shortage of ideas.

Whatever you are trying to do right now, there are thousands, if not millions, of people wanting to do the same thing. Start talking about it, you will be surprised at how many people start to read and listen.


What if I don’t like to write?

Another thing I hear a lot is: But I don’t like to write. Then talk! Podcasts are huge and you will still need a site to put things on. Audio not your thing? Try video or a combination of all 3. It’s your site, and you have complete control.


Is blogging complex?

Not really. If you can write in a word document you can blog. There is something to be said about the website side of stuff, but you can leave that out in the beginning (or forever if you are inclined).

Now that you have your audience in mind, and a topic, it’s time for some fun!

2 Not So Complicated Parts To Starting A Personal Finance Blog

To start a blog you need two things:

1- A domain name: like (I’ll show you where to get a free one right away)

2- Hosting for that domain name: – this is where your files will sit.

First, Come Up With A Name For Your Site

When I came up with it was something that I wanted to sum up where I was at (and still am). I’m a family guy who enjoys personal finance and planning things out.

I figured this site would be a personal finance site dedicated to helping families who didn’’t know where to start when it comes to their finances.

It’s well worth having a custom domain name. It looks more professional and gives you much more respect and credibility. Use the box below to find your own domain name.

Find Hosting For Your Domain

Now that you know what the domain name for your site will be, you need to pick somewhere to host it. This is the other cost in the beginning. After this any other costs are optional.

I have been using Bluehost and I only have good things to say about them. Their pricing is great and they have great resources to help get you going.

As an added bonus you will get a Free Domain when you sign up for hosting with BlueHost.


2 Reasons to Go with Bluehost

Reason #1: Bluehost Has Great Prices

This is where BlueHost takes the cake. I have a lot of friends who were over paying with other providers. Their switch to Bluehost has saved them tons of money (which is awesome).

I have used them from the start of Family Money Plan and am very happy with them.

Here’s a look at their plans. You can start for as little as $3.95 a month. Seriously that’s a cup of coffee. As your site grows you can always upgrade. The whole process is pretty easy. But I will walk you through it just in case.


2-Select Your Plan

I locked in for as long as I could. To create a good site that will eventually have huge earning potential is not happening overnight. The truth is it is going to take some time and effort so I saw no problem with 3 years.

Aren’t there free services?

Yes. You can use something like Blogger or Weebly but they have their limitations. Blogger limits the types of links and revenue you can earn. Weebly is free initially but for any premium service you will need to upgrade and it costs $10 a month. If you are wanting something easy to drag and drop Weebly could be right for you but just know your limitations.

I can’t tell you the horror stories I have heard from people when they have had to make the switch from one format to another.

It’s best to avoid the free service as tempting as it is in the beginning.It will save you headaches down the road. Learn from the mistakes of others.

Reason #2 to Use Bluehost

Customer service

These guys have been awesome helping me out!

I started out not knowing anything about websites, and have been able to talk with them or chat with every question I have had. Whenever I have had an issue they are super helpful getting things done right.

Ok so you have your hosing and domain picked out let’s get you blogging about money.

Steps to Opening a Bluehost Account

I made this quick video for you if you would  rather watch the step-by-step video than read it.



The first thing to do is go to Bluehost.

This will take you to their homepage that looks like this right now.

Action #1 – Click on the “Get Started Now” Box

Next, up you will need to select your plan. I went with the basic $3.95 per month plan, it’s got everything a starter needs and you can always upgrade later on. (Their online service is really helpful with this stuff)


Action #2- Select Your Plan

2-Select Your Plan

Action #3 – Select a Domain Name – Free with Bluehost

Next, up you are going to need a domain name. A domain name is what people will put in when they go to your site. Like

Remember: When you sign up with Bluehost through this link you get one free!

This can be tricky but as a rule, it should be memorable. Try to avoid using “The” at the start of it if you can. Also, make a point of avoiding numbers in the name and plurals too.The .com is still the gold standard when it comes to a website, but they are getting hard and harder to find. If there is a name you just have to have, then consider a .org or .net or another extension that you prefer.

3- Sign Up Now

Once you have your domain picked out click on next and you will be taken to the next screen. Isn’t this exciting !!!! 

Action #4 – Sign up for your account

This is where you will need to provide some information about yourself. So go ahead and fill that out.

 4- Account Information

Next, You Will Pick Your Package

I suggest going for the 3 years of hosting if you can handle the upfront cost. It’s the best value. I opted for 3 years when I started because I wanted to give myself that much time to really develop my site.

One other note: There are a lot of options after this, I only picked the Domain Privacy and Protection for $0.99 a month. It keeps your name off of the online database as the registration for your site, just cuts down on the spam emails you get. Well worth it in my opinion. The others are entirely up to you, I opted not to do them, but there is some value to them if you decide to choose them.

5- Package Information

Fill in Your Credit Card Information in the Billing Section

6- Billing Information

Action #5 – Submit Your Information

Make sure this page is complete and read the box at the bottom to make sure yo agree with the terms and conditions, once you read all of that information you are ready to click on “Submit.

Welcome To Bluehost!

Action #6 – Set Up Your Passwords

Once you have clicked on the Submit button you will get the following screen. Click on the Create your password button. You will get a confirmation email sent to the address in the previous screen. Click on Create your password

7-Welcome To Bluehost

In the next step will be creating a password for your site. Make sure to enter something you will remember as you will be using this to get into Bluehost.

8-Set Password

Once you have created your password click on Create. You will be taken to the following screen.

9- Bluehost:cPanel Login

This is your Bluehost login screen. So far we have our domain and our hosting. Well done!

Now we need to get WordPress installed on our site. WordPress is the program you will be using to create your site and publish your posts.

Enter in your domain or user name and the password you just created.

Then click on the Submit button. (In the future you will be able to get to it by going to the main screen on blue host and clicking on the login at the top left hand.)

This will take  you to the cPanel in Bluehost. This is your behind the scenes website. In here you will be able to do a lot of behind the scenes website stuff.

The BlueHost cPanel:

10 - cPanel

 Action #7 – Install WordPress

Scroll down to the website area and click on the “Install WordPress” Button.  This will set up WordPress on your site so that you can start blogging.

You will get this screen:


Click on Start

12-Install WP

Your domain should appear here and you can click on “Check Domain”.

This will take you to the next screen.

13-WP Login

Make sure to fill out your information. Your email will be the Admin Username for your site. Create a new password.

You will be using this to log into your site to start creating your new domain.

You will want to change the name of your website and make sure”Automatically create a new database for this installation” is checked off. Read the terms and click no the check box and click on “Install Now”

The install process will begin and you should see this screen.


Once the installation is complete you will see the following:

15-Install Complete

16-Mojo Email

This will show you your login site link

This is where you will go to put in the above username and password to get started on your site. There will be a login screen that looks like this. Enter your username and password and click on Log in.

17-WordPress Login

Next, you will need to log in and select a theme. Your theme is the overall look of your site. At the time of writing this, the default template theme is 2016 but you can browse to pick any theme you like.

18-WordPress Dashboard

Congratulations you have now set up your website! Let me know if you had any problems and your web address I want to know what money topics you write about. 

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