Credit cards. Are they good? Are they bad? In all honesty, I think they do more harm than good for a large chunk of the population. That said, I do see the benefits of having a credit card (we have several) provided you follow some basic rules. A big reason for this...
This is the time of year that always confuses me. I see so many well intentioned people out there get excited by the prospects of a fresh new year. They set their goals, they start off … and they are lucky if they make it past the first month. Maybe you’ve...
Just over 5 years ago, my wife and I decide to double down and become debt free. This wasn’t a quick decision. We knew that doing this would mean sacrifice, and hard work. To keep ourselves on track we knew we needed to come up with a 5 year plan. At that point...
Ok, close the door behind you I have a little confession to make. (Deep Breath) I’m nearly debt-free and I’m starting to worry. Ok..truth be told… I’m in full freak out mode for some reason. 7 years ago we were almost debt free. We could have...
I have to say this first off, I absolutely love the personal finance blogging community! It’s a great group of people being frugal minded (sometimes) and sharing their great (and not so great) experiences with money as they go through life. I’m the new kid...
We’re dedicated to helping busy parents, who are stressed out about money, find their way out of the mess, by providing them easy action steps so that they can create a life they love.