Do you want a boatload of places to save money? This is it. All the money-saving tips you will ever need. Here is our collection of ideas to save money over 250 ways to save money.
If you need to save money, I get it. Here are a lot of ways you can do it. But it’s more about finding what you want to save and where you can do it quickly. So here are all of our money-saving tip posts in one giant list.
Table of Contents
6 Top Apps that Save you Money
- Rakuten – great for getting cash back at all the places you shop online
- Swagbucks – another great portal for online shopping, plus they give you a $5 bonus to start.
- Ibotta – Got groceries? This is a must-use app.
- Checkout 51 – Another great app (free, of course), and you can cash out when you hit $20; it’s like couponing without the paper (and you can do it when you get home, so easy!)
- Honey – if you shop on Amazon, this is a must. It shows the lowest price an item has been, so you know if you are overpaying.
- Loyalty Cards – Every place you go to these days seems to have a loyalty card. Sign up for them, and get the discounts. They want to keep you as a customer; these discounts are how they do it.
7 Ways to Save Money Quickly
- Cancel your unused gym membership, and workout at home
- Call your cable company and ask for a loyalty discount (or you can use Trim to negotiate for you for free)
- Call your internet provider and ask for a discount (or you can use Trim to negotiate for you for free)
- Call your home insurance broker and see what reductions you can get on your house bill
- Switch to a bank that has no fee banking
- Cancel your unused subscriptions (music, food order, etc…)
- Quit smoking (easier said than done, but you can do it!)
Ways Your Local Library Can Save You Money
The library is a goldmine if you know how to use it; here are ways to use the library to save money and live better.
- Free movie rentals
- Free TV show seasons on DVD
- Free books
- Free Magazines
- Free classes for adults and kids
- Free audiobooks
Ways to Save Money on Interest
- Pay off your credit cards. These high rate interest cards are bleeding your wallet dry. So make it a priority to pay it off.
- Get out of debt. Interest on debt is a silent killer, whether it’s student loans or a car loan, or any other type of loan. Pay off your debt faster, and you will save money big time!
- Pay off your mortgage; this is a long-term one, but you can start to put more money down if you don’t have any other debt, and it will free up your cash flow.
- If you have a higher interest rate on your debt, it may be worth refinancing. Check out Lending Tree for your mortgage refinancing and Sofi for your loans.
Save Money on Dining Out
If you are going out to restaurants, then here are 12 ways to Save Money Eating at Restaurants.
- Pregame Before You Leave
- Eat on Kids Eat Free Nights
- Bring Your Own Bottle
- Use Your Costco Privileges
- Use Discounted Gift Cards
- Order Water Instead of Pop or Alcohol
- Fill Up On the Free Bread
- Share Your Meal
- Order an Appetizer Instead of an Entree
- Opt for the Smaller Portion
- Avoid the Add-Ons
- Skip the Desert
Save Money On Groceries
If you are trying to cut your food budget down, then there we have 13 Ways to Save Money on Groceries.
- Sign up for your grocery stores rewards program
- Get these apps on your phone: ✅ Checkout 51 ✅ Ibotta ✅ Coupons.com
- Make a Meal Plan and a Shopping List (Get ours here)
- Find Out When Everything Gets Marked Down
- Start Shopping When Things Are Marked Down
- Look at the End of the Aisles for Extra Savings
- Buy Generic off label brands
- Make Sure You’re Comparing the Right Prices
- Buy Frozen Produce Instead Of Fresh
- Bank With Them
- Use a Cash Back Credit Card When It Makes Sense
- Take Advantage of Discounts When They Come Up
- Look for Discounted Gift Cards For When You Shop (Start looking here)
Ways to Save Money on Alcohol
Of course, if you have friends, you can always host rather than go out. However, if you enjoy a beverage or two with your friends, then these 8 Ways to Save Money on Alcohol are a great place to start.
- Make Your Own Beer
- Make Your Own Wine
- Have Someone Else Make Your Wine For You
- Buy in Bulk
- Buy Generic
- Refill Fancy Bottles with Generic Booze
- Drink Less
- Get these apps on your phone:✅ Checkout 51 ✅ Ibotta
Looking for ways to save money on family meals? Here are 25 meals you can do under $5.
Save Money at Work
Did you know that going to work costs you money? Of course, you did. But did you know that by making small shifts in your daily work routine, you can save big! Here are 10 Ways to Save Money at Your Job.
- Bring Coffee From Home
- Buy a Thermos and Bring Your Coffee
- Pack Your Own Lunch
- Take the bus
- Car Pool
- Drive the Fastest and Shortest Route to Work
- Park in a Cheaper Area and Walk
- Work From Home
- Work Compressed Hours to Cut Down on Days at Work
- Simplify your work outfit to one style
Save Money on Heating
When it’s cold outside, you will want to read 10 Ways to Save Money on Heating. It’s a must!
- Get a Programmable Thermostat
- Turn Down the Thermostat
- Upgrade Your Insulation
- Upgrade Your Windows
- Upgrade your Furnace
- Stop the Air From Leaking Out
- Replace Your Furnace Filter
- Go Geothermal
- Bundle Up
- Use Free Heat from the Oven
- Get an Energy Audit to Save Money on Heating Bills
- Use the Fans to Circulate Your Heat
Save Money on Electricity
Have you heard of phantom power? What about Led lights? We have these and 50+ Ways to Save Money on Electricity. This was one of the first places we started to save money.
- Watch Out For Phantom Power
- Use a Programmable Thermostat
- Get Your Computers to Turn Off Themselves
- Turn Off Appliances When You Aren’t Using Them
- Ditch the Extra Fridge
- Skip the Oven on Small Things
- Fill Up The Dishwasher
- Switch To Air Dry
- Lower the Heat on Your Hot Water Tank
- Rechargeable Batteries
- Use the “Free” Freezer
- Get an Energy Audit
- Air Dry Your Clothes
- Replace your lights with LED
- Turn Off The Lights!
- Install Dimmer Switches
- Electric Furnaces
- Air Conditioning
- It’s Time To Put More Money Back In Your Pocket By Saving Money On Electricity
- Use natural lighting whenever possible
- Turn off your fans
- Use the toaster oven
- Take cold showers
- Shower every other day
- Wash things in cold water
- Hang dry your clothes
- Switch to foods that don’t need to be heated up
- Use power bars and turn them off when not in use
- Put on a sweater in the winter
- Turn the thermostat down
- Use the evening air to cool the house in the summer
- Don’t overheat your food = waste electricity
- Turn your TV off
- Plugin things when you need them, unplug them when you don’t
- Switch to solar power
- Switch to wind power
- Be minimal with your electronics
- Use your blinds to keep the heat out
- Use your blinds to keep the house cool
- Install dimmer switches
- Install light timers
- Close your flue in your fireplace
- Install low flow faucet aerators
- Put insulation around your hot water tank
- Put insulation around your pipes coming out of your hot water tank
- Switch to geothermal
- Install low flow showerheads
- Limit your showers to 3 minutes
- Don’t have baths
- Lower your water heater temperature
- Limit video game time
- Clean your furnace filter
- Clean your air filter
- Clean your air conditioning unit
- Make your fridge go on Eco mode
- Turn down your furnace at night
- Get a programmable thermostat
- Use LED smart lights to go off when you aren’t home
- Put your Indoor Christmas tree lights on a timer
- Put your outdoor Christmas tree lights on a timer
- Get a heat gun to spot heat loss in doors and windows
- Get extra insulation for your house
- Upgrade your windows
- Replace weatherstripping on your doors
- Replace weather stripping on your windows
Save Money on Utilities.
Once you are done with that, you can finish up with our 30 Ways to Save Money on Utilities.
- Reduce your Cable and Internet Bill
- Look at Bundling Your Internet, Mobile Phones, and Cable
- Switch from a landline to VOIP
- Get Your Computers to Turn Themselves Off
- Turn Off Appliances When You Aren’t Using Them
- Ditch the 1970’s Beer Fridge
- Skip the Oven on Small Things
- Fill Up The Dishwasher
- Switch To Air Dry
- Lower the Heat on Your Hot Water Tank
- Switch to Rechargeable Batteries
- Use the “Free” Freezer
- Get an Energy Audit
- Air Dry Your Clothes
- Replace your lights with LED
- Turn Off The Lights!
- Install Dimmer Switches
- Use a Programmable Thermostat
- Open Your Windows at Night
- Upgrade Your Insulation
- Upgrade Your Windows
- Stop the Air From Leaking Out
- Replace Your Furnace Filter
- Go Geothermal?
- Ways to Save Money on Utilities: Water and Waste
- Install Low-Flow Shower Heads
- Put Insulation Around your Hot Water Pipe
- Install an Aerator
- Install a Dual Flush Toilet
- Stop the Drip
- Maximize Using Your Dishwasher
- Practice Using Less Water
- Recycle, Reduce and Reuse
If you are worried about phantom power, you can grab one of these devices. It tells you whether a device is using phantom power, so you know to unplug it and can save you money.
Saving Money On Kids Clothing
Ok, kids are expensive; we all know this, so here are 9 Ways to Save Money on Kids Clothing.
- Repurpose Existing Kids Clothing
- Same Kids Clothes, New Accessories
- Shop at Thrift and Gently Used Second Hand Stores
- Do a Clothes Swap with Kids in Your Area
- Shop at Discount and Look for Sales
- Shop the Outlet Malls
- Get Discounted Gift Cards For Your Favorite Stores
- Shop Online and Save
- Get Good Detergent
Save Money With Kids
When you are out and about with kids, we have another 21 Ways to Save Money with Kids. This goes into so many great ideas you have to check it out.
Saving Money Ideas When You Go Shopping – 16 Ways
What about shopping? Love Target? Then you will want to read the 7 Ways to Save Money at Target. Some are so obvious you will wonder how you missed them. My favorite man cave hack is this store; it’s how these 9 Ways to Save Money on Electronics are helping our family finish our basement faster.
Of course, if you buy gifts for people over the holidays, these 4 Ways to Save on Christmas Spending are a lifesaver.
Saving Money Getting Around – 26 Ways
Traveling, whether it’s to work or on holiday, can be expensive! Make sure you are using these 8 Ways to Save Money on Car Expenses. When you travel, here are 6 Ways to Save Money on a Family Vacation, and if you are renting a car, you will want to check out How to Save Money on Rental Cars.
Wherever you are, you will need these 11 Ways to Save Money on Fuel. They are essential as gas prices keep going up.
If you are still looking for ways to save money, you can check out how we paid off our mortgage fast! We did it by cutting back on these 28 expenses to become mortgage-free. It was hard but so worth it. to
How to Save Money on Your Mortgage
When it comes to that bigger expense, the two biggest factors are to cut your interest rate (check here with Lending Tree for a better rate) and to increase your payment frequency to bi-weekly payments. It can take years off your mortgage.
More to come!
We’re coming up with more and more money-saving ideas, so bookmark this page and come back to it. There are more saving ideas to come!
