Start Saving Money… Because No One Else Will Do It For You
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Our Most Popular Saving Money Posts
100+ Ways to Save Money
There are a lot of ways to save money, from coupons to apps to common sense things that we can forget to do there are tons of things. Here are over 100 ways to save money in your daily life. These ideas won't feel like a lot, but they are a big part of how we managed...
20+ Easy Ways to Save Money, Live Better, and Have A Happier Life
Saving money and living better seem to be on opposite ends of the spectrum some days. The irony of this is that living an enjoyable life usually requires spending more money. The trick, though, is learning how to live well without overspending. I've compiled a list of...
10+ Fun Outdoor Games for Large Groups
As soon as the nice weather hits our family can't wait to get outside and do things with the neighbors if you feel like your outdoor game skills are lacking here are 10 fun outdoor games for large groups. There is nothing better than getting together with a large...
Ultimate Family Camping Checklist – Free Printable
Who doesn't love the chance to get outside and go camping with the family?! Camping is a great budget friend and frugal family outing everyone enjoys. The hardest part with camping was that we always felt we were forgetting something. Enter our ultimate family...
10+ Great Gifts for Your Teacher
Whether celebrating Teacher Appreciation Week or just planning to thank a teacher at the end of the school-year, it’s always best to get them something they will truly appreciate. That said coming up with great gifts for your teacher can still be a challenge. Ask your...
10+ Fun Outdoor Games for Large Groups
As soon as the nice weather hits our family can't wait to get outside and do things with the neighbors if you feel like your outdoor game skills are lacking here are 10 fun outdoor games for large groups. There is nothing better than getting together with a large...
Top 10 Baby Registry Must Haves for New Moms
Congratulations! Your family is growing by one (or is it twins?!), and you are in full nesting mode. If you’ve done even the slightest bit of research, there’s a good chance that you are one overwhelmed new mom-to-be. There are limitless registry suggestions put out...
Rule of 7500: The Easiest Way To Stop Spending Money on Unnecessary Things
There is a way on to curb your spending on unnecesary items. Below I will share with you how to stop spending money on unnecessary things. In doing so, you will see that spending on some items can not only save you a little bit of money each day, but that those small...
10+ Easy Ways to Save Money on Heating Bills (and 2 Expensive Ones to Avoid)
I'm all about ways to save on heating right now. Because get this... Recently our utilities provider decided they would like to raise rates by 8% every year for the next few years until 2024. Rising heat costs are a fact of life, but there's always ways that we...
Top 10 Dumbest Things We’ve Wasted Money On
Money mistakes, I've made quite a few, and I'm sure I'll make a lot more, but some of them I have managed to catch and stop. Others linger on like a bad cold. If you are making any of these money mistakes, know that it's ok, but do your best to try and change them....
How One Woman Paid Off Over $70000 in Debt in Under 2 Years
In 2012, knelt on the floor, with my forehead resting on the edge of my bed, I was crumpled into nothingness, hysterically sobbing. In that moment, I felt totally and utterly hopeless, because... I had a problem that nobody knew. I was carrying a secretive and...
10 Easy Ways To Save Money On Groceries
Food is a huge area of spending when you’re a family with growing kids. Any way you can cut your food costs is a considered a win. When it comes to saving money around food, realize that it all counts. Lets get started on how you can save money on your...
How to Get Ahead Financially this Year
If there is something we can all use after the holidays it's a financial check-up. If you feel like your credit card bill is so big it needs it's own mailbox, you aren't alone. It seems to come every year... family gatherings, work outings, shopping, Christmas...
How to Use the Daily 5 In Your Life for Success
This year I've decided to set myself up for success. More importantly, I'm defining success before I start to go after it. I'm using something called the daily 5. These are the 5 things that I need to do every day to ensure that my day is successful. You see I'm the...
A Look at Amazon Prime Benefits and All of Its Perks
It’s no secret that Amazon Prime is designed to help you save money on shipping. We’ve all been there. You have the two items you need in your shopping cart only to realize that you’ve also added a shipping charge. Your choices used to be buy something extra or pay...
4 Quick Ideas To Save On Christmas Spending
4 Ideas To Save On Christmas Spending Christmas season is officially here. If you managed to get some sweet deals and savings over, the past few weeks, good for you! When it comes to holiday shopping we all tend to get a little nuts in the frenzy. Here are 4...
How to Survive Financially as a Single Mom
Being a single mom is tough. You have to do everything - the cooking, cleaning, routine, discipline, school run, budgeting... and it can all be incredibly overwhelming. If you are a newly single mom, it can be a bit too much, especially if your ex was always the one...
Why You Should (Almost) Always Put Holiday Purchases on Your Credit Card
Today's post is from my friends Stephen over at Credit Card Genius. He's created a great site to help you determine which credit card is the best for you. I've used it in the past couple of weeks and it's changed my credit card strategy for spending. You’re probably...
Drop App Review – Earn with Drop
Shopping can be rewarding. But to enjoy those rewards, you have to remember your membership cards, loyalty codes, promotional certifications, and paper coupons. Wallets, keyrings, apps, and email. That’s a lot to juggle for very little reward. Thankfully, Drop is here...
How 5 Small Changes are Saving me $57,000 over the next 5 Years
Setting a financial goal can feel overwhelming and daunting. A year ago, I set a financial goal to save $50,000 to invest in real estate. However, most months it was difficult to save even $100. How in the world would I reach $50,000? With my...
30+ Easy Ways To Save Money on Utilities
When we started our operation financial freedom we knew that we had to save money everywhere we could. One of the things we did was to start looking at the recurring expenses namely: Utilities. You know, those pesky expenses that come out every...
Tiller Money Review: Why I Switched from Mint to Tiller Money
I'm a huge fan of keeping it simple. When I find something that works, I stick with it. For instance, I'm still driving a 2004 van because it works fine. It's simple; find something that works and stay with it until it doesn't work anymore. Doesn't that make sense? If...
How to Start a Travel Fund in Under 5 Minutes
Our family just got back from our trip to Maui. It was a perfect mix of relaxation and adventure. We learned to surf, and for my 40th birthday we went up in a helicopter (two things off my bucket list). It's all because last year we set up a travel fund for this...
8 Excellent Money Moves In Your Twenties
When most thirty year olds look back on their twenties they usually have a couple of regrets (yes this is coming from personal experience). Let's avoid them by starting to take action on the most important money aspects. By starting on these today you are going to be...
The 10 Best Ways to Transform Your Budget Right Now
Hey! I'm on holidays this week so Tim from Atypical Finance has graciously offered to help out with this weeks article. Tim knows his stuff, so I asked him to share his best ways to transform your budget. There is some great info in here so I hope you loved it as much...
How To Save Money On Kids Clothing
If you have growing kids then knowing how to save money on kids clothing is probably at the top of your weekly thoughts. Buying kids clothing can feel like a you are playing a losing game as they make their way through multiple growth spurts. Add in the fact that your...
12 Ways To Save Money Eating Out
Eating at restaurants is my financial kryptonite. Still every now and again it’s fun to go out to eat with the family or friends. The key is not going crazy. We have some tricks we use to save money eating out. There are a few key areas that if you can master make...
Credit Card Strategy | How We Maximize Our Cash Back
Since becoming debt free we look for ways to optimize our spending. I call this Money 2.0 because it's the next level of money once you have all of your expenses and spending under control. We have been thinking about what the best way is to optimize our spending....
My First Money Lesson
There are a lot of first in our lives. The one that I am always curious about is the first lesson someone has about money. I call it... My First Money Lesson I believe that this can be a truly defining moment for a person. It definitely was for me. When all my...
Have You Normalized Your Spending?
A few years ago I was visiting a childhood friend who had moved to Atlanta (btw Atlanta is one of my fave places to go). As we were driving back to his place the conversation turned to money. "Remember when we would get our allowance, it was $5 and we felt like we had...
How to Save Money on a Rental Car: We Saved 50% Doing This
Ideally, if you could drive your car to wherever you are going it would be better. You would save money on airfare, and you wouldn't have to worry about driving a rental car. Plus, you would have the familiarity of driving your own car. But not all trips allow...
Top 5 Free Family Entertainment Ideas
(Hey! Today I have an awesome post today from Tracy over at EarnitSaveit, make sure to check out her site after you have read these great ideas on free family entertainment) Family time is priceless, but the money spent on family entertainment often leaves us with...
How To Easily Save Money On Electronic Accessories
When it comes to saving money, obviously I'm a big fan. But I have a blind spot. Electronics. Spending money on electronics is my financial kryptonitie. So when I went to my friends house who had just decked out his man cave I had to pick his brain about how much it...
Financial Advice for 30 Year Olds: Smart Money Moves to Make In Your 30s
I'm not a huge fan of having regrets. However, as I rush to close out my forties (I'm not rushing per se, but it feels like life is moving pretty quickly towards it), there are some thing I wish I had done sooner in my thirties. What would I tell 30 year old me?...
How A Family of 4 Is Flying to Hawaii For Less Than $2000
Hawaii feels like the pinnacle of family travel. Since I’m encroaching 40 (I feel like if I keep sharing this fact I'll get used to it... it's not working so far) I decide this was the year to do it. Now that we are debt free, we are moving to a Money...
100 Easy Ways to Save Money On Electricity
Your electricity bill is one of your biggest on going monthly costs. It's one of those costs that is literally costing you every second of the day. If you have anything plugged into an outlet, chances are you are paying money to keep it charged through...
Ways to Pay Off Credit Card Debt: 7 Things I’m Doing to Crush My Credit Card Debt Quickly
I have a great guest post for your today from Tom at Fired Up Millennials. Tom is running towards Financial Freedom. The first thing on his list is to pay off his credit card debt. There are some great ways to pay off credit card debt quickly in this post so make sure...
How to Get Out Of Debt Fast – The Ultimate Guide To Getting Out of Debt
Imagine waking up not too long from now and you are completely out of debt. What would you do differently? This has been my reality for the past year. I have to say life without debt is as sweet as I thought it would be. This isn't going to be your standard 5...
Is Pay Per Mile Car Insurance Right For You?
Did you now that 65% of Americans drive less than 12,000 miles a year? Do you know what's not fair? Paying the same amount of auto insurance as someone else when you barely drive your car. It doesn't make sense. Luckily Metromile has come out...
How to Save Fuel and Money Too!
When it comes to driving, there is one cost we can (somewhat) control and that’s fuel. Let’s face it owning a car gets expensive. Fuel is your biggest on going cost so looking for how to save fuel makes the most sense. Luckily there are a lot of easy things you can do...
How Much Do You Know About Life Insurance Medical Exams?
This is a sponsored post in collaboration with Health IQ, for more information please see our disclosure There's a significant gender gap that no one's talking about. While our attention is focused on narrowing the gender pay gap, many don't realize that fewer women...
7 Surefire Ways to Save Money at Target
Before I tell you some great ways to save money at Target I need to get something off my chest. Full confession. Our family is a little obsessed with Target. K. That's a lie. Our family is HUGELY obsessed with Target. Phew! I feel better getting that off my chest. I...
The What, Why, and How of Emergency Savings Accounts
This is a sponsored post in collaboration with Health IQ, for more information please see our disclosure Whether your goal is to pay off debt or save up enough money for your dream vacation, working out your budget is the first step. You can find countless articles...
The Biggest Issue With Most Money Problems (And How To Fix It)
In the next few minutes I'm going to show you the answer to your money problems and how to fix it. But First A Quick Story (I promise it's worth it) : There once was a small child who lived in a village. Every morning the child would go to the well to help...
How To Save Money On Electronics
With the fast-paced changes happening in the world today, especially around of technology, finding ways to save money on electronics and cut costs has become even more important. Here's a few ways to save money on your electronics below none of which will cost...
How to Save Money on Alcohol
Often the biggest drains on a family's finances can be the little things that add up. Take alcohol, you probably don't spend a ton on it. But a drink here, another one there. Then that one glass of wine that somehow turns into the whole bottle over the course of the...
21 Surefire Ways to Save Money with Kids
Do you have young kids? Are you living paycheck to paycheck or looking for new ways to save money with kids? Having young children can be very expensive. Even though they don't physically take up much space, the stuff that comes with a child and the dent in your...
Are LED Lights Worth The Cost? How to calculate your LED Savings in 5 Easy Steps
There has been a trend to switch from the old-style incandescent lightbuld to the new LED (Light Emiting Diodes). The question always comes up is: Are LED Lights worth the money? Is the extra savings of electricity going to cover the bulb? Let's take a look at...
25 Tasty Must Try Budget Dinner Recipes
Your food bill is by far the biggest line item in your budget that you can control. You can only change your house payment when you refinance your mortgage. Transportation is set for the most part. But your food budget, that is where you can find places to save money...
How to Manage Finances in a Marriage
Marriage is a wonderful. thing. But trying to figure our how to manage finances in a marriage can be tricky. We don't all have the same values and ideas. Plus we bring with us the past experiences of how our own parents managed (or didn't manage) their money. Since...
10 Products that Save you Money
In this post I'm going to show 12+ products that save you money. These items can reveal how you can save over $5,000 dollars a year by buying a few things and putting them to good use. If you are just starting to create a budget, then these items will be a great way...
250 Money Saving Tips
Do you want a boatload of places to save money? This is it. All the money-saving tips you will ever need. Here is our collection of ideas to save money over 250 ways to save money. If you need to save money, I get it. Here are a lot of ways you can do it. But it's...
Butterfly Saves Review – The Easiest Way to Get Cash Back from Online Shopping
It's never been easier to save money shopping online than it is today. There are so many different ways you can save it's nuts. So when I saw Butterfly saves I thought. "Here's another product..." But after trying it I think this could be my new favourite. Mostly...
How to Handle Your Credit Card Being Stolen
You know how you worry about a ton of things. Then something happens to you that you have never worried about. And it throws your whole world of worries into disarray? That’s what happened to me this week. Tuesday afternoon my phone rang. Since my phone hasn’t rang...
How Much Does It Cost To Go To Disney World Really?
Disney World is a once in a family lifetime trip. It's that trip the kids dream about and that us as parents want to give them. There is just one little problem. The cost. How much does it cost to go to Disney World? The answer will depend on your situation but I will...
How to Save Money On Back To School Clothes
Every summer brings around more ways to know how to save money on back to school clothes. Because as your kids get older there will be more and more pressure to express their individuality. They are developing their own identity, and they want to be unique. That's why...
8 Mistakes to Avoid When Buying a Used Car
Hey Everyone! I have a great post today from David, the founder of CarUnderstand. He's offered to share some insights into buying a used car and how to avoid some of the mistakes we all make. Owning a car is a privilege because you can get to many places without...
3 Ways to Save Money on Hotels
One of the most expensive parts of travelling is the accommodation. This one grinds my gears in a lot of ways. As an adult travelling, I don’t care what the hotel has amenity wise, its primary purpose when I travel is to have a bed. But as a parent, I need...
Why I Fired My Financial Advisor
I had a long overdue conversation with my financial advisor this past week. For the longest time, I have been putting a little bit of money in to mutual funds. These funds haven't exactly been performing too well (understatement of the year). To give you a...
Watch out for Gateway Expenses
Not all expenses are created equal. Some things we buy and that's the end of it. Like a cup of coffee. It's just a coffee. Yet, other expenses are the beginning of a much larger more expensive pursuit. Those expenses are gateway expense. Gateway Expense...
28 Things We Gave Up To Be Mortgage Free
If you are new to this site, we became mortgage-free at the beginning of this year. More recently, we just became debt-free this past week!!! One of the questions I often get is, "How did we do it." While I usually allude to having a big "Why," it is more important...
4 Things You Must Do Before You Go To The Grocery Store
4 Things You Should Do Before You Go To The Grocery Store When it comes to the big 3 for daily spending it's Home, Food and Transportation. Food is by far one of the more challenging ones. The big issue with food comes from lack of planning. When you don't have a...
The Simplest Way To Control Your Credit Card Spending
The Simplest Way To Control Your Credit Card Spending I was at a get together recently and I had this conversation with someone, that if I'm being 100% honest, I think I have had mentally about a thousand times before I actually had it out loud. "I need your...
Short Term Financial Goals You Can Still Crush This Year
Short-Term Financial Goals You Can Still Crush This YearIf you are like me, this year is moving pretty fast. If you haven't started on your money goals yet this year, maybe it's time you set some short-term money goals to get the ball rolling. Short-term money goals...
7 Critical Things To Save Up For Every Month
When it comes to my extra savings accounts, I love a good plan. There are key things you can save for every month and should be doing routinely. Because things inevitably breakdown (like the hot water tank that only breaks at 2 am for some reason). Having these...
The Budget That Helped in Changing My Life
The Budget That Helped in Changing My Life This past month we finally paid off the last of our debt. We are officially debt free. To celebrate this, I thought I would share the budget that we started with 10 years ago that has been the catalyst for changing our...
What’s Your Daily Spending Rate?
What's Your Daily Spending Rate? I was sitting at dinner a few weeks back with some friends and we got to talking about money. I had been playing with the idea of a personal daily spending rate and really wanted some insight. As we waited for our entrees, I not...
Save More Money
Save More Money (This is an updated version of a story I heard about a preacher, I adapted it for personal finance community) There once was an amazing personal finance blogger who posted incredible material every week. People from all around the world would flock to...
7 Critical Things to do Before Buying a House
Being a first-time homebuyer can leave even the most balanced person feeling a little off. There are so many things do before buying a home that you need all the tips you can get. Buying a home is a huge rite of passage for everyone and if done right can actually be...
6 Cool Tips to Save Money and Avoid Debt on a Family Vacation
(Today's great guest post is from financial writer Patricia Sanders. Enjoy!) Family vacations are a must for me since they give me an opportunity to recharge my batteries. They give me a chance to have unlimited fun without any worries about business meetings and...
How to Stretch Your Household Income
Income disparity is growing, leaving many earners to make do, with less. But even if the middle class is shrinking, there are still ways to stretch a small income. With discipline and commitment long-term budgeting success is possible, regardless of income level and...
How to Handle Your Kids Allowance
When it comes to kids getting allowances, I'm a huge fan. There are many pros to kids starting to earn their own money. But like every parenting move, I'm also left wondering if what I'm doing is right. Is what they are doing to earn their allowance too much? Too...
10 Ideas to Save Money at Work
Going to work is a fact of life. One thing that we don't always think about is that work is expensiiiiiive. For all the time we spend at work making money, we rarely consider ways we can save money at work. After all, we go there to make money. So thinking about how...
8 Ways to Get Your Kids Tuned In To Scholarships
8 Ways to Get Your Kids Tuned In To Scholarships (I have a great guest post for you today from Andrew at SchorlashipFly.com I'm not at the point where my kids will be needing scholarships but it's something that I'm starting to think about as my kids get...
8 Super Useful Tips to Save Money On Car Expenses
Remember your first car? Having the freedom and flexibility of driving anywhere you wanted. It was like discovering a brand new life. Shortly after you start to realize that for all the freedom a car can offer there are many more expenses that come along with it....
Should You Pay for a Cash Back Credit Card
Sometimes doing smart things with money can feel counter intuitive. I had an interesting thing happen this past week and I thought I would share it with you. A friend and I were out having lunch, nothing fancy just a good burrito. When it came time to pay, he pulled...
The Benefits of High-interest Savings Accounts
The Benefits of High-interest Savings Accounts RateHub.ca (Hey Everyone! I'm on holidays this week so while I'm away check out this great post from Rate hub about the benefits of High Interest Savings Accounts) If you want to save, you have a number of options of...
Why you should automate your savings (Automatic, more like AutoMAGIC!)
When I look at people who have seen success with handling their money. There are usually a few themes that come up. Watched their spending. Didn't go crazy. Looked for discounts. But the one that I see the most is that they automated their savings. If you want to get...
How to build your family’s emergency fund
This is a sponsored post When it comes to handling family budgets as well as personal savings, couples need to set aside extra funds in case of any emergencies. In fact, experts call it ‘a necessity’ even though there’s an increase in the amount of people who feels...
Ebates Review: How I Used Ebates to Save over $100 in minutes
There is nothing worse than buying something and feeling like you have paid too much. Or finding out you could have saved more money if you had only done things a little differently. This is how I just about threw away an extra $100 this past week. This is the beauty...
3 Thoughts You Will Struggle With When Saving Money and How to Overcome Them
Have you ever started saving for something, then immediately doubted why you were doing it? I'm at a constant struggle with saving. No matter what I do, the voice of "spend money now" seems to always whisper in my ear. It's something we all face. Deep down in...
How We Cut Our Home Phone Down to $4 a Month
How We Cut Our Home Phone Down to $4 a Month - Ooma Review 2018 How We Lowered Our Home Phone Costs to $4 a Month (This is a review for Ooma a home and smartphone service, I have been with them for 2 3 years and I love their phone system. It's nice to have a...
How to Save for Disney on $20 a Day
There comes a time in every parents life where your kids realize that Disney just isn't movies. (Sigh..) They realize it's the most magical place on earth. Usually, that realization comes when someone else in your kids class goes to Disney first and comes...
How to Get Better With Money: 5 Obstacles You Must Overcome
Getting better with money can feel like this maze that is something out of a Stephen King novel, but when you break it down there are only a few reasons why we slip up when it comes to money. Once you know these you can get better with your finances and start yourself...
Special Forces Finance: What you can learn about financial freedom from a Green Beret
Special Forces Finance What You Can Learn About Financial Freedom from a Green Beret (Hey everyone! I have a great success story from SGT CEO, he has a great story about how he has turned his finances around. I hope you find it as inspiring as I did) By SGT CEO My...
How I Saved $630 in The Save My Savings 30 Day Challenge
Just over a month ago I had an idea to start tracking my savings from all my purchases. It seemed pretty simple. Any money that was saved between the regular price and the sale price would go into a separate bank account. At the end of the month, I would see how much...
The Simple Retirement Calculation Keeping Me Up At Night
Do you remember what it was like being a kid and not being able to fall asleep because you were so excited?! How you would lie in your bed starring at the clock wanting to fall asleep, but getting so excited that you couldn't possibly close your eyes for more than 2...
Take the Save the Savings Challenge
Introducing the Save the Savings Challenge The whole idea of this goes back to a conversation I would have with my dad every few months. Whenever I would buy something new (or used in a lot of cases) I would proudly come home with it and show it to my dad. He would...
I’m Not Cheap, I’m Frugal Living… There’s a Difference
I have to say this first off, I absolutely love the personal finance blogging community! It's a great group of people being frugal minded (sometimes) and sharing their great (and not so great) experiences with money as they go through life. I'm the new kid on the...
How to Get a Better Price
I love a good deal. I'm from Winnipeg, a place where you don't brag about what you bought. You brag about the deal you made. The actual product you get is a distant second to deal that you got from asking for a better price. Some people love the thrill of the sale....