How A Family of 4 Is Flying to Hawaii For Less Than $2000

Hawaii feels like the pinnacle of family travel.  Since I’m encroaching 40 (I feel like if I keep sharing this fact I'll get used to it... it's not working so far) I decide this was the year to do it. Now that we are debt free, we are moving to a Money 2.0 frame of...

18 Easy Ways to Save Money On Electricity

Your electricity bill is one of your biggest on going monthly costs.  It's one of those costs that is literally costing you every second of the day. If you have anything plugged into an outlet, chances are you are paying money to keep it charged through out the day....

Top Fast Pass Rides in Animal Kingdom

Disney's Animal Kingdom in Orlando always gets dismissed as the one Disney theme park you could pass up on. But dig a little deeper and this park is the favourite of many first time Disney visitors. In fact we loved it so much, that when we extended our park passes to...

How to Make Money with No Money

When you want to make money and you don't know where to start there is one place you should always look first. Helping people with their problems. Some of the best ways to earn money are to do things that other people don't want to do. Most of this type of...

Tips for Taking your Toddler to Disney World

Nothing delights children more than the exclamation, “We’re going to Disney World!” Whether it’s a surprise or a trip that’s been planned with your kids by your side, your child will have a blast at Disney World if you know how to plan your trip with their age group...

Is Pay Per Mile Car Insurance Right For You?

Did you now that 65% of Americans drive less than 12,000 miles a year? Do you know what's not fair? Paying the same amount of auto insurance as someone else when you barely drive your car. It doesn't make sense. Luckily Metromile has come out...

10 Incredibly Cool Ways to Make Money With Pets

Did you know that the pet industry is a multi-billion dollar a year money maker? If you are an animal lover and can't get enough of your furry friends you might be surprised that they could earn money as well.  Then you could turn your playtime into earning time. Here...

Important Dates for your Disney Holiday

For most of us Disney is going to be a once in a lifetime trip. To make sure you have the best time you want to make sure that you have some key dates marked on your calendar. I've covered how to save for your Disney trip in this post, once you have the savings plan...

How to Save Fuel and Money Too!

When it comes to driving, there is one cost we can (somewhat) control and that’s fuel. Let’s face it owning a car gets expensive. Fuel is your biggest on going cost so looking for how to save fuel makes the most sense. Luckily there are a lot of easy things you can do...

The Best Strategy to Optimize Your Disney Fast Pass

Disney World is a group of theme parks like no other. With all there is to see and do you have two options. Show up and figure it out as you go (not my cup of tea) or have a plan in place where you can maximize seeing as many attractions as possible (Yes! I'll take...

How Much Do You Know About Life Insurance Medical Exams?

This is a sponsored post in collaboration with Health IQ, for more information please see our disclosure There's a significant gender gap that no one's talking about. While our attention is focused on narrowing the gender pay gap, many don't realize that fewer women...

Why it Makes Sense To Rent Our Belongings

Meet Tom. As a freelance filmmaker based in Hackney, it can be all or nothing; some weeks he will be swamped with work and others the phone might not ring as much. As such freelance industries can be unreliable when it comes to pay, so Tom, rather than roll with the...

Is a Lump Sum Mortgage Payment Right for You?

"So... lump sum mortgage payment or increase my monthly mortgage payment?" This was the big question that was thrown at me over dinner with friends last week. Invitably the topic of mortgages come up when we are with friends. A mortgage is your biggest expense and I...

7 Surefire Ways to Save Money at Target

Before I tell you some great ways to save money at Target I need to get something off my chest. Full confession. Our family is a little obsessed with Target. K. That's a lie. Our family is HUGELY obsessed with Target. Phew! I feel better getting that off my chest. I...

The What, Why, and How of Emergency Savings Accounts

This is a sponsored post in collaboration with Health IQ, for more information please see our disclosure Whether your goal is to pay off debt or save up enough money for your dream vacation, working out your budget is the first step. You can find countless articles...

Blogging Tools To Take Your Blog To the Next Level

Since i didn't do a blogiversary post this year I thought this would be more useful. After a year or so of blogging I decided to invest in this site and purchase a few blogging tools to improve my site both on the front and the back end of it. Since I'm at the end of...

Blogging Courses I’m Using To Level Up My Blogging Game

There will come a point in your site where you will need to decide where you are going to take it. For this site I'm starting to treat it more  like a business. I realize that I need to have some kind of consistent return on investment with...

7 Great Ways To Make Money Right Now

Are you looking for some great ways to make extra money but haven't found the right one yet? I've been there. I'm always on the hunt for some great ways to make extra money, and lately I've found a few proven ones that can be done whenever there is some extra time....

Staying cool at Disney World: How to Keep Cool in the Florida Heat

Disney World is your family’s trip of a lifetime. With the majority of people passing through the parks in the summer months, there one more thing you need to be prepared for. Namely the heat.  Disney World is H.O.T. in the summer. As in hotter than you may have ever...

The Biggest Issue With Most Money Problems (And How To Fix It)

In the next few minutes I'm going to show you the answer to your money problems and how to fix it. But First A Quick Story (I promise it's worth it) : There once was a small child who lived in a village. Every morning the child would go to the well to help...

These 6 Sites Offer Sign Up Bonuses

There are a lot of companies out there that want you to try out their services. From credit cards that will waive fees, or give you reward bonuses, to start ups that want to incentivize you to try out their new service. There are always new companies that...

Questrade Review and Discount Offer Code for $50 in Free Trades

For the past 11 years, we have been using Questrade. So I find it fitting that I offer you why in this Questrade Review. If you are wanting to get started with Questrade you can get $50 in free trades using this Questrade promo code link. Questrade Bonus Code - $50 in...

How to Set and Achieve Your Financial Goals

How to Set and Achieve Your Financial Goals Now that the resolutions are done, it's time to talk about setting some financial goals. Everyone needs to have a financial goal. Even if that goal is "Set a better financial goal for this year." Whether it's saving up for a...

A Gift We Can All Give Ourselves and Everyone Else This Year

This will be my last scheduled post for 2017, thank you to everyone for reading, it's been an amazing year. I can't wait to see what 2018 brings. A Gift We Can All Give Ourselves and Everyone Else This Year One night after my hockey game the guys were sitting around...

How To Save Money On Electronics

With the fast-paced changes happening in the world today, especially around of technology, finding ways to save money on electronics and cut costs has become even more important.  Here's a few ways to save money on your electronics below none of which will cost you...

How to Save Money on Alcohol

Often the biggest drains on a family's finances can be the little things that add up. Take alcohol, you probably don't spend a ton on it. But a drink here, another one there. Then that one glass of wine that somehow turns into the whole bottle over the course of the...

21 Surefire Ways to Save Money with Kids

Do you have young kids? Are you living paycheck to paycheck or looking for new ways to save money with kids? Having young children can be very expensive. Even though they don't physically take up much space, the stuff that comes with a child and the dent in your...

Top 10+ Ways to Earn Extra Money Online in 2018

It used to be that if you wanted ways to make extra money online there were a lot of steps involved. Fast forward to today and there are tons of ways to earn extra money online. If you have a smartphone in your pocket you can start earning today. Best of all there are...

We All Work For Apple Inc a Little Bit Every Day

Like with every product launch, Apple's newest iPhone iteration drew massive lines and tons of media coverage. The one thing that stood out to me was a comment Apple CEO Tim Cook said over the weekend. He mentions that the high cost of the latest iPhone, a $999...

Forget The Global Economy, This Should Be Your First Focus

Full confession: I used to be glued to CNBC and all the talking heads on anything related to the economy. I made a point of keeping up to date on currencies, the latest stock prices and anything news worthy related to money. If it had to do with the economy or the...

7+ Ways to Make Money Before Christmas

With the holiday season quickly coming up there is a sudden urge to make more money before Christmas finally arrives. Here are some ways to make money before Christmas, to help you out with all the extra demands that come up on your wallet.   Pick up a Part Time Job...

16 Things to Buy Before Going to Disney World

Theme parks are incredible but they can get pretty expensive. There are certain things to buy before you to Disney World that can help you cut your costs.  Most of these things you can get in Disney World, but like all things in a theme park the price is...

How to Manage Finances in a Marriage

Marriage is a wonderful. thing. But trying to figure our how to manage finances in a marriage can be tricky. We don't all have the same values and ideas. Plus we bring with us the past experiences of how our own parents managed (or didn't manage) their money. Since...

How to Become an Uber EATS Driver

Why Become an Uber EATS Driver?   While driving people around has it’s ups and downs, driving food around is pretty easy. They don’t argue or ask you questions, it’s just you and some items getting delivered so you can keep listening to the latest Ed Sheeran album and...

Net Worth Update September 2017

Financial Freedom Update: September 2017 Welcome to my financial freedom report for September 2017. This is where I go back over the numbers from the past month and see how things went. I realize that what you focus on expands. Currently there are 3 parts to my...

Dad, How Do I Make Money?

As a parent you want to have all the answers. You bring a child into this world and, for some reason, they believe that you are the all knowing deity in their life. The last thing you want to do is disappoint them. But as parents we all know we aren't perfect and...

How to Budget For Christmas

Did you end up with a credit card bill shock last January because you didn't budget your Christmas gifts? It's the time of year to start thinking about your budget for Christmas. We don't want the same surprises as last year, so this year we are going to fix that....

How to Handle Your Credit Card Being Stolen

You know how you worry about a ton of things. Then something happens to you that you have never worried about. And it throws your whole world of worries into disarray? That’s what happened to me this week. Tuesday afternoon my phone rang. Since my phone hasn’t rang...

August 2017 Net Worth Update

Financial Freedom Update: August 2017 Welcome to my financial freedom report for August. This is where I go back over the numbers from the past month and see how things went. I realize that what you focus on expands. So I am making a point to introduce a few new parts...

Top 15 Rides to Get Fast Passes For at Disney World

There are a lot of rides at Disney World and as a first timer it's overwhelming to book your rides before you get there. Here are the top 15 Disney rides to get your Fast Passes before you arrive. If you don't like rollercoaster then you can check out this post here...

How Much Does A Disney World Trip Cost?

Disney World is a once in a family lifetime trip. It's that trip the kids dream about and that us as parents want to give them. There is just one little problem. The cost. How much does a Disney world trip cost? The answer will depend on your situation but I will...

6 Mortgage Mistakes I Made Paying Off My Mortgage Early

6 Mortgage Mistakes I Made Paying Off My Mortgage Early 6 Mistakes I Made Paying Off My Mortgage Early While we have been pretty happy about our paid off mortgage, not everyone feels the same way. Sure haters are going to hate, and everyone has their own opinion about...

7 Proven Ways To Make Extra Money for Canadians

As a Canadian I get it. There are a ton of ways to make extra money, but usually they are all for people living in the US. That's just not fair. But more and more opportunities to make money in Canada keep coming up It's awesome! Here are some easy ways for you to...

why i’m choosing not to pay off my mortgage early

Hey everyone! I have a great guest post from my buddy over at Britt and the Benjamins. She recently wrote about how she isn't rushing to pay off her mortgage. I thought it would be a great way to show that there are many roads to becoming a money master. This post...

What about the other 4223999 steps?

  No doubt you have heard someone talk about their resolutions and goals for the upcoming year. You have probably read about the SMART goal system and how it's important to get started.  One of my favourite success quotes that gets pulled out a lot is: "The journey of...

9 Simple Ways To Make Money Sitting On Your Couch

It's a typical Tuesday night, you settle down to watch your favourite show on Netflix and it's good. Not as grabbing as the last one you watched but hey, it's still cheaper than cable. Then you start to think "Man I wish I could make some money" but you don't know...

Net Worth Update July 2017

Net Worth and Financial Freedom Update: July 2017 Welcome to my net wroth update and financial freedom report for August 2017. This is where I go back over the numbers from the past month and see how things went. I realize that what you focus on expands. So I am...

Should You Buy or Rent a Cottage?

Have you ever dreamed of owning your own cottage? A place where you can go and escape the buzz of the city and enjoy a simpler life? More and more people we know seem to be buying into the idea of a second home. Usually in the form of a cottage. A place they can go on...

How to Save Money On Back To School Clothes

Every summer brings around more ways to know how to save money on back to school clothes. Because as your kids get older there will be more and more pressure to express their individuality. They are developing their own identity, and they want to be unique. That's why...

Net Worth Update June 2017

Financial Freedom Update: June 2017 Welcome to my monthly financial freedom report. This is where I go back over the numbers from the past month and see how things went. I realize that what you focus on expands. So I am making a point to introduce a few new parts of...

Disney World Countdown Ideas

It's coming up on to a year since we told our kids that we would be going to Disney World. We wrestled with what was the best way to go about it. Do we do a Disney world countdown? Do we surprise them and just go to the airport on the day of the trip? In the end we...

How To Save Money On Groceries

Food is a huge area of spending when you’re a family with growing kids. Any way you can cut your food costs is a considered a win. When it comes to saving money around food, realize that it all counts. Lets get started on how you can save money on your grocery bill...

How to Take Your Student Debt by the Horns

Hey everyone, I have a great post from Drew Cloud over at The Student Loan Report, since student loans affect so many of us I thought it would be great to have Drew give us some tips for taking control of your student debt. Make sure to check out his site...

What are Digital Assets?

A big part of your financial security can come from assets that you own that pay you a residual income. It's a big part of our family money plan. We continue to buy assets and add them to our portfolio. Some of the more common assets that provide income are: Stocks...

8 Mistakes to Avoid When Buying a Used Car

 Hey Everyone! I have a great post today from  David, the founder of CarUnderstand. He's offered to share some insights into buying a used car and how to avoid some of the mistakes we all make. Owning a car is a privilege because you can get to many places without...

What Would You Do If You Saw A Kid Literally Throw Away Money?

This past weekend we had a boys day where 3 generations of us boys (Grandpa, my son and I) go out for a burger and hang out. This day had us end up in a lower income area (to quote my police officer friend "You shouldn't go in that area"). Never the less, grandpa...

Net Worth and Financial Freedom Update May 2017

Net Worth and Financial Freedom Update: May 2017 Welcome to my financial freedom report. This is where I go back over the numbers from the past month and see how things went. I realize that what you focus on expands. So I am making a point to introduce a few new parts...

What A Concussion Taught Me About Life and Money

Back in December I was playing one of my usual back-to-back games of hockey (I point this out to feel like less of a "money nerd" and more "jock-ish"... it's not working too well). Like every other game I fell (not so jock-ish). After 30 years of playing the game I‘ve...

The Best Books on Personal Finance to Change Your Life

23 Personal Finance Bloggers Answer: The Personal Finance Book That Had The Biggest Impact On My Life Quick Link Index For The Bests Books On Personal Finance Are These the Best Books On Personal Finance? What are the best books on personal finance? Is it the ones...

Why I Fired My Financial Advisor

I had a long overdue conversation with my financial advisor this past week. For the longest time, I have been putting a little bit of money in to mutual funds. These funds haven't exactly been performing too well (understatement of the year).   To give you a...

30+ Easy Ways To Save Money on Utilities

When we started our operation financial freedom we knew that we had to save money everywhere we could.  One of the things we did was to start looking at the recurring expenses namely: Utilities. You know, those pesky expenses that come out every month that we don’t...

Watch out for Gateway Expenses

Not all expenses are created equal. Some things we buy and that's the end of it. Like a cup of coffee. It's just a coffee. Yet, other expenses are the beginning of a much larger more expensive pursuit. Those expenses are gateway expense.   Gateway Expense...

28 Things We Gave Up To Be Mortgage Free

If you are new to this site, we became mortgage free at the beginning of this year. More recently, we just became debt free this past week!!! One of the questions I get a lot is "How did we do it". While I usually allude to having a big "Why" is more important that...

How to Become an Uber Driver

Hey guys! I have a great post by Dave Chen, owner of Millennial Personal Finance. He's been putting out some great content for Millennials so make sure to check out his site after your done. Take it away Dave! How to Become an Uber Driver If you are looking for a side...

Top Non Rollercoaster Rides to Get Fast Passes for Disney World

Some Disney rides can have long lines an hour into the day. If you aren't careful you could spend hours in line everyday. If you have checked out our strategy to optimize your Disney Fast Passes, you will know there are things that you can do to get the most out of...

Net Worth & Financial Freedom Update: April 2017

Net Worth & Financial Freedom Update: April 2017 Welcome to my financial freedom report. This is where I go back over the numbers from the past month and see how things went. I realize that what you focus on expands. So I am making a point to introduce a few new parts...

4 Things You Must Do Before You Go To The Grocery Store

4 Things You Should Do Before You Go To The Grocery Store When it comes to the big 3 for daily spending it's Home, Food and Transportation. Food is by far one of the more challenging ones.  The big issue with food comes from lack of planning. When you don't have a...

Epcot One Day Touring Plan: How to Do Epcot in a Day

Disney Worlds Epcot is a theme park unlike no other. Where else can you go to soar in amazement around the world in Soarin'. While in the same place sample foods from all over this amazing planet.  Epcot has done a great job of balancing interesting attractions,...

The Simplest Way To Control Your Credit Card Spending

The Simplest Way To Control Your Credit Card Spending I was at a get together recently and I had this conversation with someone, that if I'm being 100% honest,  I think I have had mentally about a thousand times before I actually had it out loud. "I need your help...

Short-Term Money Goals You Can Still Crush This Year

Short-Term Money Goals You Can Still Crush This Year If you are like me, this year is moving pretty fast. If you haven't started on your money goals yet this year, maybe it's time you set some short-term money goals to get the ball rolling. Short-term money goals are...

7 Things You Should Be Saving For Every Month

When it comes to my extra savings accounts I love a good plan. There are key things that we should all be saving for every month. Because things inevitably breakdown (like the hot water tank that only breaks at 2 am for some reason). Having these accounts set up in...

Net Worth Update March 2017

Financial Freedom Update: March 2017 Welcome to my financial freedom report for March 2017. This is where I go back over the numbers from the past month and see how things went. I realize that what you focus on expands. So I am making a point to introduce a few new...

Are You Living Your Story?… or is it someone else’s

Are You Living Your Story?   ...or is it someone else's? Have you ever had one of these those conversations that changes you at the core. A talk that affected you so much, you can't help but draw on it over and over as you make your way through life?   I had one of...

Financial Freedom Update: February 2017

Financial Freedom Update: February 2017 Welcome to my financial freedom report. This is where I go back over the numbers from the past month and see how things went. I realize that what you focus on expands. So I am making a point to introduce a few new parts of my...

What’s Your Investor Personality? Take the Quiz!

What's Your Investor Personality? Take the Quiz to Find Out When you think about investing, something inevitably comes to mind. Maybe it’s the opportunity to create wealth, maybe it's fear of losing money , or maybe it’s somewhere in between. Without knowing your...

6 Side Hustles You Can Do In Salt Lake In Your Spare Time

We can all use some extra money. Luckily we live in an age where you can make money anytime you like. It's truly amazing. Here are some great side hustles (a.k.a. ways to be your own boss) that you can start making money with in Salt Lake City whenever you want.   1....

The 2 Most Dangerous Words To Your Money

The 2 Most Dangerous Words To Your Money When you are growing up you probably had a people tell you to speak a certain way. One that comes to mind was: "Say: 'Pardon me?', not 'Huh?' or 'Eh?'." People knew that what you said could change the way others look at you....

What is a Scopist? How to Make Money Scoping

What is a Scopist? How to Make Money Scoping. Sometimes you hear a word and your not sure exactly what it is. That's what it was for me when I heard the word "scopist" I wasn't sure exactly what it was. Luckily I was able to get a good description from Linda. She's...

Net Worth and Financial Freedom Report January 2017

Financial Freedom Update: January 2017 Welcome to my financial freedom report for January 2017. This is where I go back over the numbers from the past month and see how things went. If what you focus on expands, I am making a point to introduce a few new parts of my...

What is the biggest money obstacle you have overcome?

20+ Personal Finance Experts Answer: What is the biggest money obstacle you have overcome? Quick Link Index Last year I was very fortunate to interview some of the best and brightest personal finance bloggers out there in the blogosphere. One of the questions was...

7 Great Ways To Make Money In The Bay Area Right Now

Did you know that the average American has less than $1000 in their bank account? It’s true according to GO Banking Rates, over half of Americans surveyed have less than $1000 in their bank account.  That just ain’t right. No wonder we are all feeling stuck when it...

The Budget That Changed My Life

The Budget That Changed My Life This past month we finally paid off the last of our debt. We are officially debt free. To celebrate this, I thought I would share the budget that we started with 10 years ago that has been the catalyst for changing our lives. The...

7 Proven Ways To Make Money In Toronto Right Now

We can all use some extra money. Luckily we live in an age where you can make money anytime you like. It's truly amazing. Here are some easy ways for you to start making money in Toronto, whenever you want.   1. Deliver Food in Your Spare Time with Uber EATS - ...

Debt Free Isn’t What I Thought It Would Be

Debt Free Isn't What I Thought It Would Be This month was our first full month being debt free. No more loans, mortgages or lines of credit. It's been great, but it wasn't what I expected. The past 5, 10... ok all the years of my normal adult life have had some sort...

How to Work From Home as a Transcriptionist

One of the great things about the internet is that it's opened up a ton of new opportunities for earning a living. You are no longer required to find a job in your city, or even country, to earn a decent living. The best part is that many of these jobs and businesses...

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